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For those who don’t already know, the World Snowboarding Championships are soon to kick off in Oslo, Norway, where the cream of the world’s snowboarding community will be heading in February 2012. But as well as a host of snowboarders who have established themselves in the world of snowboarding, there will be a few wildcards [...]

In a devastating car accident last October, 13-year-old Charlie Kho was killed after being struck by a vehicle in Olmsted Township, Ohio.  Charlie was walking home to his dads house with some friends around 7:00 pm.  The driver was later found to be an 80-year-old woman who fled the scene for an unknown reason.  Helen [...]

There is a lot to be gained from business planning but many businesses will search for a million reasons to avoid it. However large or small your business is, planning for the future is critical to its success. Apart from the obvious benefits of setting your stall out for the year ahead, creating an annual [...]

A new year is a clean slate. Take advantage of the new beginning by taking steps that will help build you a better future. Many people will tell you they don’t have time to plan. I say you don’t have time not to. The bottom line is: Life happens. We have a tendency to focus [...]

One of the insurers quoted said that household claims caused by adverse weather had doubled in the past three years. Perhaps this is not so surprising given the last couple of winters. Many of the claims relate to roof damage so it makes sense to make sure that your roof covering is in good condition. [...]

If you are organising a well-deserved works party this Christmas HFM Accountants have summarised the current tax reliefs available: The cost of a staff party or other annual entertainment is allowed as a deduction for tax purposes. Also as long as the criteria below are followed, there will be no taxable benefit charged to employees: [...]

In a recent LIMRA survey of Americans not yet retired, 40% said they currently save no money each month toward retirement. The LIMRA research indicates that fewer future retirees will have pensions to pay for their living expenses and more will be relying on their personal savings to fund their retirement. Without a significant change [...]

In these more challenging economic conditions it can be tempting to cut costs in all aspects of our personal and working lives, but when it comes to insurance – be it holiday home, buy to let or unoccupied property insurance, to name just a few – a quality product is crucial to ensure real peace [...]