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If you are organising a well-deserved works party this Christmas HFM Accountants have summarised the current tax reliefs available: The cost of a staff party or other annual entertainment is allowed as a deduction for tax purposes. Also as long as the criteria below are followed, there will be no taxable benefit charged to employees: [...]

In a recent LIMRA survey of Americans not yet retired, 40% said they currently save no money each month toward retirement. The LIMRA research indicates that fewer future retirees will have pensions to pay for their living expenses and more will be relying on their personal savings to fund their retirement. Without a significant change [...]

In these more challenging economic conditions it can be tempting to cut costs in all aspects of our personal and working lives, but when it comes to insurance – be it holiday home, buy to let or unoccupied property insurance, to name just a few – a quality product is crucial to ensure real peace [...]

Many companies charge more for car insurance the less education you have.  A recent news story from Orlandos WFTV, Car Insurance Secret Could Cost You Hundreds, says that your level of education and the type of job you have are very important when determining car insurance rates.  If you have Dairyland auto insurance in Florida [...]

As a business owner, you should be fully aware that an accident or injury can happen within your business at any point without warning. These accidents and injuries can lead to law suits and claims against your company, and by having business insurance to handle these claims, your company can reduce the amount of money [...]

We receive hundreds of press releases each week in the Bytestart email box. Many relate to small business issues, and plenty of others do not. Out of one hundred press releases received, we typically use just a handful. So, why do some releases hit the mark, and others don’t? Publishers, who are used to browsing [...]

In these rocky economic times, business owners have to make tough decisions to keep their businesses healthy and, hopefully, growing. Often when it comes to budget cutting and belt tightening, the first thing to go or to be cut back are employee benefits. I challenge you to think differently. Many businesses say that they value [...]

If you are an unoccupied property insurance client with an empty commercial property on your hands you may be rather depressed by the latest survey result from the Royal Institution of Chartered Surveyors. The RICS UK Commercial Market Survey for Q3 2011 shows occupier demand falling back for the first time in twelve months. After [...]