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Travel insurance carriers issue position statements when current events affect coverage.  There have been several incidents of volcanic ash impacting European travel within the last month.  The following is a statement from CSA with a summary of available coverage and required purchase times in order to be eligible for coverage. This is an update regarding [...]

Travel insurance carriers release position statements when current events affect coverage.  On 5/16/10, travel in the UK was again impacted by a volcanic ash cloud.  The following is a position statement from CSA addressing what coverage is available and when a policy must have been purchased. 5/17/2010 A cloud of volcanic ash again interfered with [...]

There’s a lot of disinformation about credit reports and credit scores out there. So much disinformation that a new Federal Trade Commission rule forces companies offering “free” credit reports to disclose that the reports are not truly free but require a subscription to paid credit monitoring services. Further, these companies must point consumers to the [...]

Let’s start by facing the universal truth: There are just some things insurance companies don’t take pains to tell you, even if it’s written in your policy. The worst way to find out what’s not covered is to experience an unfortunate, uncovered catastrophe. Don’t let a sewer backup in your home be just such a [...]

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It’s nice to get to the place in life where you don’t have to live from paycheck to paycheck. You don’t have to worry about scraping together enough money to pay your rent. You don’t have to worry about the lights being shut off because you couldn’t pay the bill. You can walk into the [...]

Travel insurance plans with trip cancellation and trip interruption require that it be for a covered reason specifically listed in the policy.  These reasons are unforeseeable events that are out of your control.  However, man made disasters are not typically listed as one of these reasons.  This means that the recent oil spill in the [...]

Sometimes, you feel like the life insurance industry just makes things up so that they can be as complex as possible. You walk into your insurance agent’s office hoping to buy a simple term life insurance policy to give you a little peace of mind. You want to be sure that your family will be [...]