Archive for the “Insurance Tips” Category

Can I be Evacuated to the Hopsital of My Choice?

March 31, 2010 Posted Under: Insurance Tips   Read More

Most travel insurance plans offer coverage for medical evacuation and repatriation.  This benefit can cover the cost of emergency medical transportation such as an ambulance ride or an airlift. In most cases, the injured traveler will be taken to the nearest adequate facility.  They will only be moved to another location or taken home at [...]

Top 10 Reasons You Don’t Need Life Insurance

March 31, 2010 Posted Under: Insurance Tips   Read More

Everyone tells you that you need to have life insurance. Even if you’re 22 years old with no family or dependants, people tell you that you need to spend part of your hard-earned cash on a life insurance policy. Truth be told, most folks can benefit from the peace of mind that comes from having [...]

Most Painful Ways to Die

March 29, 2010 Posted Under: Insurance Tips   Read More

Ask just about anyone. They want to die at the ripe old age of 130, peacefully in their sleep, at the exact same moment as their spouse. They want a huge term life insurance policy so that their 100 year-old children can go to college. They want to fade away, rather than burn out. Unfortunately, [...]

iTravelInsured Discusses Border Town Violence

March 29, 2010 Posted Under: Insurance Tips   Read More

Travel insurance carriers will often post frequently asked questions and answers online and in newsletters.  The following is an excerpt from the iTravelInsured March newsletter.  It discusses how their travel insurance plans address US and Mexican border town violence. “I have a trip booked to a resort in Cancun Mexico but I am frightened by [...]

How Long Can I Wait to Purchase Travel Insurance?

March 27, 2010 Posted Under: Insurance Tips   Read More

Travel insurance does not have to be purchased at the time of booking.  The latest opportunity to purchase is the day before departure. There are advantages to purchasing early.  Trip cancellation coverage begins the day after purchase.  This means that there will be a longer time that the traveling party is covered if the plan [...]

What is a Look Back Period for Pre-Existing Conditions?

March 27, 2010 Posted Under: Insurance Tips   Read More

Some travel insurance plans offer coverage for pre-existing conditions.  What defines a pre-existing conditions depends on the look back period for that policy.  The look back period is a set amount of time in the past from the policy effective date.  If a medical condition has been completely stable during the look back period, then [...]

Will Travel Insurance Cover a Rental Car?

March 27, 2010 Posted Under: Insurance Tips   Read More

Some travel insurance plans offer coverage for rental car damage.  This benefit only covers the costs of damage to the car, not any liability or property of others.  Depending on the plan, this coverage may be included or an additional upgrade. The cost of the rental car could potentially be included in the trip cost [...]

I Haven’t Received My Insurance Confirmation

March 27, 2010 Posted Under: Insurance Tips   Read More

After purchasing a travel insurance plan from Squaremouth, an email confirmation is sent to the address listed on the policy.  In addition, the insurance carrier sends their email confirmation the same day. It is possible to have the confirmation of coverage sent by traditional mail.  This request can be made at the time of purchase, [...]

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