Help for a Family of One

Apr 9, 2012 Posted Under: Insurance Tips  

We spend a lot of time talking about how couples, families and businesses can protect their financial futures with life insurance. But what about if you are single—do you need life insurance, too?

There are those people who have no children, no one depending on their income, no ongoing financial obligations and sufficient cash to cover their final expenses. But how many of those people do you really know? And, more importantly, are you one of them?

I think it’s important, then, to illustrate how a life insurance purchase can be a smart financial move for someone who is single with no children. Ask

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When Should I Look for New Car Insurance Coverage?

Apr 4, 2012 Posted Under: Auto Insurance  

Remaining with a car insurance company for a long period of time can mean that people will be rewarded for their loyalty. Some car insurance companies give their clients discounts for being with the company for several years.

Others will decrease their clients’ deductibles each year. Every year that a client goes without having an accident, they can see a good driver reduction in their rates. See what your reduced rates will be by entering in your ZIP code!

Maintaining a car insurance policy for a long time can have its advantages, but if car insurance clients are unable to take advantage of those benefits, they may need to move on. I

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Are You Still Changing Your Oil Every 3,000 Miles?

Apr 3, 2012 Posted Under: Insurance Tips  

It is actually kind of an old-fashioned idea to change your oil every 3,000 miles, even though fast change oil locations would like to have you believe differently.  Some cars are manufactured now to go 15,000 miles between oil changes, according to How often do you really need to change motor oil?

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Policy Holders Having Coverage Canceled for Misrepresentation

Mar 30, 2012 Posted Under: Car Insurance Quotes  

One issue that many people are facing right now is having their auto insurance policy canceled by their insurance company. One woman had her insurance policy canceled for misrepresentation three months after the policy took effect. The entire amount of money that she paid for her insurance premiums was refunded to her.

The woman was shocked to learn that her policy had been canceled. However, this is happening more and more. When a person fills out all of their relevant information, they need to make sure that it is 100% accurate. If an insurance company reviews the information and finds out that some of it is not true then the policy will be immediately canceled on the spot.

Many people try to fudge their information in order to get a lower quote for their insurance coverage.

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The importance of a trade mark if you’re selling online

Mar 28, 2012 Posted Under: Insurance Tips  

Before online shopping became the norm, fake goods were widespread but because you could see and feel the products before buying them you were able to ascertain their providence (or at least try to).  This is not the case anymore.  Anyone can sell on eBay or Amazon, for instance, and pass off fake goods as the real thing.

Companies selling online without a registered trade mark are therefore at a high risk of unscrupulous competitors stealing their identity to sell counterfeit products.

Peter Lord, Director of Professional Golf Europe (PGE), recently found himself in this position. “

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Which? finds fault with aggregators

Mar 26, 2012 Posted Under: Auto Insurance  

Which? is claiming that the price you see isn’t always the price you pay, when it comes to buying insurance through aggregator sites.

Having tested out 11 of the most popular sites, Which? found many of them using pre-selected answers and assumptions in their online forms and the consumer group warns that this can lead to one size fits all policies that could be unsuitable for individual needs or prove invalid in the event of a claim.

Also, when quotes for car insurance were obtained, the research found that many excluded extras such as legal cover, a courtesy car or personal injury cover. <

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Confused.com: Ford Ka cheapest for young driver car insurance

Mar 22, 2012 Posted Under: Car Insurance Quotes  

New research from Confused.com claims the Ford Ka is the cheapest car to insure for drivers aged between 17 and 20, followed closely by the Peugeot 107.

The car insurance comparison site’s survey showed that the most expensive car to insurance for young drivers is the Honda Civic. (Its research is based on vehicles valued between £600 and £10,000.)

Car insurance costs for young drivers hit record highs during the second quarter, with the average 17- to 20-year-old male now shelling out £4,006 for comprehensive cover.

Gareth Kloet, head of car insurance at Confused.com, says: Young drivers and learners are telling us that the cost of insurance is the biggest barrier to getting behind the wheel: more so than the cost of buying the car.

Buying your first car should be exciting, not a worry about whether you can afford the insurance costs. Here

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Car Insurance terms: Cancellation vs. Non-Renewal

Mar 20, 2012 Posted Under: Auto Insurance  

You must have heard the very famous quote: “Half knowledge is worst than ignorance”. This quote is the main reason behind today’s post. I came across a customer who was facing some problems with this policy as he did not pay his premium for a period of six months thinking that he can pay it later on. Firstly, he was unaware of the fact that a policy may lapse if premium is not paid on time. And he kept on insisting that he wants to get it renewed now.

Actually the problem was that the car insurance company decided to declare his policy as non-renewable as he has been irregular in paying premiums throughout the term. And he failed to pay premium for 6 consecutive months in the end of the term. But h

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