Seek Auto Insurance Quotes

In general terms, “standard auto” is the policy offered to most motorists and vehicle owners that present no significant additional risk to the insurance company and also have no specific circumstances that leads the insurer to believe they are a lower risk than other drivers.

“Non-standard” auto insurance is the instance in which an insurer classifies someone as a higher risk than other drivers and these drivers pay higher policy premiums for similar benefits to a standard insurance policy holder.

What kind of drivers generally qualify for standard insurance?

Insurers make their own decisions regarding risk categories so someone who is considered a standard risk by one insurer may be considered non-standard by another insurer. Your in

Read full article…

The ICAEW has called on the Chancellor to reconsider plans to cut the current Annual Investment Allowance (AIA) from £100,000 to a mere £25,000 from April 2012. The call follows publication of the ICAEW/Grant Thornton Business Confidence Monitor, which shows that businesses expect the level of capital investment to grown by just 0.9% over the next year.

Further research shows that nearly two thirds of companies are holding on to cash, and 30% who have no cash surplus expect to create one this year.

These are all classic indicators that encouraging new investment is much needed, says the accountancy body which is opposed to the planned cut in the AIA which is planned from 1st April 2012.

Michael Izza, ICAEW Chief Executive, said: “At a time when businesses should be investing some of their reserves in their economic future, Government is cutting back on the allowances which encourage them to do so. Tha

Read full article…

Drivers could see their motor insurance claims denied and face fines of up to £10,000 by failing to take proper care of their tyres.

One defective or bald tyre could see drivers hit with a fine of up to £2,500 and three penalty points, or up to £5,000 and 6 points for two defective tyres.

If all four tyres are deemed defective, the maximum fine could be as much as £10,000 and 12 penalty points.

Despite this, a Confused.com poll shows that 57% of drivers do not know the correct tread depth for their tyres. Its data shows that 58% do not know the correct tyre pressure and that 18 to 24-year-olds are least likely to know how to pump up their tyres. Sho

Read full article…

If you put in serious mileage on your vehicle, its bound to happen to you sooner or later – a cracked windshield. One moment you’re enjoying the relaxing drive down the freeway, and before you know it, you hear knock and a crack magically appears on your windshield.

There are a myriad of reasons why this might happen – a small stone that was in the wrong place at the wrong time, a loose grain of sand that bounced off the top of a construction lorry, or even a falling stick that struck your windshield when you’re speeding 30mph above the speed limit.

Getting your windshield replaced goes without saying. Its pretty much something that needs to be done. But wil

Read full article…