Why are Insurance Costs Higher in Some ZIP Codes?

Nov 27, 2011 Posted Under: Auto Insurance  

Car insurance is one of the necessary evils of our society; no one really likes paying for it, but when you need to use it having car insurance can end up saving a small fortune in legal expenses, damage claims, and medical treatment costs. However, many drivers tend to compare their insurance costs with friends and family, and become confused with why the rates are so different – even when you’re looking at two individuals who just live a couple of miles away from one another.

In this article we will take a look at why insurance costs are higher in some ZIP codes, and try to shed some light on how insurance companies actually work to ensure that they offer a competitive price for everyone by mitigating the risk that some of their drivers bring to the table.

Different areas of the United States have different ZIP codes. Dif

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Choosing a Quality Conveyancing Firm

Nov 25, 2011 Posted Under: Insurance Tips  

In these more challenging economic conditions it can be tempting to cut costs in all aspects of our personal and working lives, but when it comes to insurance – be it holiday home, buy to let or unoccupied property insurance, to name just a few – a quality product is crucial to ensure real peace of mind.

The same can be said of conveyancing. Most of those in the know would urge you to pay for the best conveyancing service you can afford; unless the purchase you have in mind does not have the merest whiff of a problem.

The choice of conveyancing options is huge, and can often be confusing if you’re new to it. Among the traditional solicitor services are licensed conveyors and a whole host of online products. These

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Less Education, Higher Car Insurance

Nov 19, 2011 Posted Under: Insurance Tips  

Many companies charge more for car insurance the less education you have.  A recent news story from Orlandos WFTV, Car Insurance Secret Could Cost You Hundreds, says that your level of education and the type of job you have are very important when determining car insurance rates.  If you have Dairyland auto insurance in Florida or another state, check with them to see if they charge more based on your education or job type.  Not all companies do it, but if yours does, you could pay up to $1,000 a year more than someone with all other aspects the same as you.

The articles example is of a woman who has a high school diploma as her highest education and is working a blue collar job in a cafeteria.  She pays $100 per month to insure her 2001 Honda Civic even with a bare minimum policy and a clean driving record.  She worries that if she drops her insurance, she will have her license suspended.  The news station located someone with a similar age, driving record, sex, and location as the first driver.  The second driver however, had a PHD and a very high paying white collar job.  She was able to get insurance quotes as low as $50 per month.

The insurance industry says that charging more for drivers with less education and lower paying jobs is justified because they tend to be higher risk.  But Floridas insurance commissioner disagrees and has asked the states legislature to ban this controversial practice.  Look for a cheaper car insurance company that doesnt charge more based on your education or type of job.

What Type of Business Insurance Do You Need

Nov 16, 2011 Posted Under: Insurance Tips  

As a business owner, you should be fully aware that an accident or injury can happen within your business at any point without warning. These accidents and injuries can lead to law suits and claims against your company, and by having business insurance to handle these claims, your company can reduce the amount of money that is dished out. However, you will first need to get an organization cover quote from insurance providers. In this manner, you’ll receive a lot of useful information on the features that liability coverage consist of as well as the different prices that insurers charge for this coverage.
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MirrorLink to revolutionise in-car connectivity

Nov 16, 2011 Posted Under: Auto Insurance  

Motorist look set to be more distracted than every by in-car entertainments with the launch of MirrorLink.

Developed by the Car Connectivity Consortium (CCC), which is devoted to innovating phone-centric car connectivity, MirrorLink connects mobile devices to in-vehicle infotainment systems, allowing unprecedented functionality through two-way links between smartphones and in-vehicle displays.

The Consortium, which represents roughly 60% of the world’s automobile market share and a similar proportion of the world’s smartphone market share, will conduct its first summit in Chicago later this month.

It will then unveil its aspiration for MirrorLink and outline the impact it could have on the automotive, mobile communications and consumer electronics industries.

For those who cant wait, the first products will be presented at the IAA International Motor Show in Frankfurt, Germany, which opens on 15th September.

According to CCC president, Mika Rytkonen, seven of the world’s leading auto makers and six leading brands from the handset industry have already joined the Consortium with the common goal of providing an optimal experience for accessing content while in the car.

Alfred Tom, CCC Ecosystem WG chair, adds: “The great news is that we have the technology to allow consumers to use this connectivity safely and simply, keeping their hands on the wheel and eyes on the road.”

For the technically minded, MirrorLink provides in-vehicle mobile device adaptation for an enhanced interactive multi-modal experience using two-way communication between the vehicle’s in-dash display and applications running on the smartphone.

CCC

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Green Cars to Save On Insurance

Nov 13, 2011 Posted Under: Auto Insurance  

With increasing awareness about climate change and global warming, many car manufacturer companies have started producing cars with green technology that help in minimising the quantity of carbon dioxide released by the engine of vehicle. Purchasing a ‘green’ car will not just keep the environment green but also save a lot of from your pocket.

Various types of eco-friendly cars are now available in the market. These are fully electric cars while rest are known as hybrids. These cars have electric and petrol engine. This green technology mainly includes the hydrogen fuel engine that leaves no pollutants while you drive. UK

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New add-on for Bradford & Bingley motor insurance customers

Nov 12, 2011 Posted Under: Car Insurance Quotes  

Junction has launched a new Excess Protection add-on for Bradford & Bingley motor insurance customers.

The two-tier product allows customers to claim back their excess in the event of a non-fault claim once the claim has been settled by the third party’s motor insurer. C

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10 Top tips for getting your press release noticed

Nov 8, 2011 Posted Under: Insurance Tips  

We receive hundreds of press releases each week in the Bytestart email box. Many relate to small business issues, and plenty of others do not.

Out of one hundred press releases received, we typically use just a handful. So, why do some releases hit the mark, and others don’t?

Publishers, who are used to browsing material all day long, can establish relevancy almost immediately. They will typically make a decision on a press release within a few seconds (rather like a recruiter looking at CVs).

A good story has to be relevant to the publication in question, well written, and have something of genuine interest to say.

Ten press release tips

Here are some tips on how to increase your chances of getting a press release noticed.

1. Make sure you email the release to the correct person.

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