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Candles can be a great way to add ambiance to a dinner party or special event. They can also be a great gift or decorating piece for your home.

But candles have a darker side. From 2003 to 2007 firefighters responded to an average 15,260 home fires per year that were started by candles, according to a 2010 report by the National Fire Protection Association. The fires caused an annual average of 166 deaths, 1,289 injuries and $450 million in property damage. Candles were the culprit in 4 percent of all reported home fires, 6 percent of home fire deaths, 10 percent of home fire injuries and 7 percent of property damage during the four-year period, the association says.

Falling asleep while candles burned was a factor in 12 percent of home candle fires and 36 percent of deaths.

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The news of Osama bin Laden’s death has many vacationers comparing  travel insurance to protect the excursions they planned.  Some people feel the military action taken by the U.S. will inevitably lead to some form of retaliation, increasing some people’s fear of travel.  Even after the announcement of his death, the terror thread level has not changed.  The following excerpt from an MSNBC article provides more detail.

“The death of Osama bin Laden is an important success not only for the United States, but the entire world,” said Homeland Security Secretary Janet Napolitano in statement. “Our effort

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Travel insurance can protect a vacation investment if it has to be cancelled or interrupted for a reason that is written in the policy.  Most of the time this is because of a sickness, injury or death of a traveler or family member, but many other unforeseeable circumstances can apply as well.  A recent expanded US travel warning for Mexico has many travelers asking if this is a covered reason to cancel.  An article from USA Today addressed the travel warning in more detail.

An expanded U.S.State Department travel warning to Mexico, issued before this week’s news that 183 bodies have been discovered in a northeastern border state, is generating mixed responses in tourist spots highlighted in the new alert.

The April 22 warning notes that millions of U.S. citi

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Behind the wheel the most fastidious person can become a killer if good driving habits are not observed. Cars weigh a lot and are made of metal.Their impact is very dangerous. Our safety on streets or highways depends on the skill of those around us operating these machines.

A quality driver respects the rules of the road and refrains from impatience, hasty decisions, or operating a car under the influence of mind or reflex altering drugs or alcohol. With the many obstacles, situations, and risks apparent at intersections and on the road, it is essential for drivers to be alert, cautious, and particular, so as not to cause an accident.

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